General Assessment

Variable(2015)
Data
Main constraints in the development of the housing finance sector  
New developments that will have a major impact on the sector 
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Notes: 2013 Figures available only till September
Notes: 2013 figures available only till September
Notes: Al Etihad Credit Bureau started operations in May 2014
Notes: Central Bank
Notes: Central Bank
Notes: Dubai and Ras Al Kamiah do not fall under the same legal system.
Notes: Dubai and Ras Al Kamiah do not fall under the same legal system.
Notes: For Nationals: Property under US$1.36 mn - LTV 80%, above 1.36 mn- LTV 70%. For Expatriates - 75% ,65% respectively
Notes: For Nationals: Property under US$1.36 mn - LTV 80%, above 1.36 mn- LTV 70%. For Expatriates - 75% ,65% respectively
Notes: Funding from foreign banks and corporations
Notes: Funding from foreign banks and corporations
Notes: Funding from foreign banks and corporations
Notes: Funding from foreign banks and corporations
Notes: Grants to buy houses are issued for low-income households
Notes: Grants to buy houses are issued for low-income households
Notes: Grants to buy houses are issued for low-income households
Notes: Grants to buy houses are issued for low-income households
Notes: Interest free loans are offered under SZHP Program
Notes: Interest free loans are offered under SZHP program
Notes: Interest free loans are offered under SZHP Program
Notes: Interest free loans are offered under SZHP Program
Notes: LTV values are capped at 80%
Notes: LTV Values are capped at 80%
Notes: LTV values are capped at 80%
Notes: LTV values are capped at 80%
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit
Notes: Net Domestic Credit