General Assessment

Variable(2017)
Data
Main constraints in the development of the housing finance sector  
New developments that will have a major impact on the sector 
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Notes: A credit bureau was introduced in Argentina in May of 1996.
Notes: A credit bureau was introduced in Argentina in May of 1996.
Notes: A credit bureau was introduced in Argentina in May of 1996.
Notes: A credit bureau was introduced in Argentina in May of 1996.
Notes: A credit bureau was introduced in Argentina in May of 1996.
Notes: A credit bureau was introduced in Argentina in May of 1996.
Notes: A credit bureau was introduced in Argentina in May of 1996.
Notes: A credit bureau was introduced in Argentina in May of 1996.
Notes: A credit bureau was introduced in Argentina in May of 1996.
Notes: A credit bureau was introduced in Argentina in May of 1996.
Notes: A credit bureau was introduced in Argentina in May of 1996.
Notes: A credit bureau was introduced in Argentina in May of 1996.
Notes: A credit bureau was introduced in Argentina in May of 1996.
Notes: A credit bureau was introduced in Argentina in May of 1996.
Notes: A credit bureau was introduced in Argentina in May of 1996.
Notes: A credit bureau was introduced in Argentina in May of 1996.
Notes: A credit bureau was introduced in Argentina in May of 1996.
Notes: A credit bureau was introduced in Argentina in May of 1996.
Notes: A credit bureau was introduced in Argentina in May of 1996.
Notes: A credit bureau was introduced in Argentina in May of 1996.
Notes: A credit bureau was introduced in Argentina in May of 1996. 
Notes: A credit bureau was introduced in Argentina in May of 1996.  
Notes: Argentine residents are exempt from capital gains tax.
Notes: Argentine residents are exempt from capital gains tax.
Notes: Argentine residents are exempt from capital gains tax.
Notes: Argentinian banks practice self-regulation and each bank may have its own interest rate.
Notes: Argentinian banks practice self-regulation and each bank may have its own interest rate.
Notes: Argentinian banks practice self-regulation and each bank may have its own interest rate.
Notes: Argentinian banks practice self-regulation and each bank may have its own interest rate.
Notes: Argentinian banks practice self-regulation and each bank may have its own interest rate.
Notes: Argentinian banks practice self-regulation and each bank may have its own interest rate.
Notes: Argentinian banks practice self-regulation and each bank may have its own interest rate.
Notes: Argentinian banks practice self-regulation and each bank may have its own interest rate.
Notes: Argentinian banks practice self-regulation and each bank may have its own interest rate.
Notes: Argentinian banks practice self-regulation and each bank may have its own interest rate.
Notes: Argentinian banks practice self-regulation and each bank may have its own interest rate.
Notes: Argentinian banks practice self-regulation and each bank may have its own interest rate.
Notes: Argentinian banks practice self-regulation and each bank may have its own interest rate.
Notes: Argentinian banks practice self-regulation and each bank may have its own interest rate.
Notes: Argentinian banks practice self-regulation and each bank may have its own interest rate. 
Notes: Argentinian banks practice self-regulation and each bank may have their own LTV cap, generally between 70-80%.
Notes: Argentinian banks practice self-regulation and each bank may have their own LTV cap, generally between 70-80%.
Notes: Argentinian banks practice self-regulation and each bank may have their own LTV cap, generally between 70-80%.
Notes: Argentinian banks practice self-regulation and each bank may have their own LTV cap, generally between 70-80%.
Notes: Argentinian banks practice self-regulation and each bank may have their own LTV cap, generally between 70-80%.
Notes: Argentinian banks practice self-regulation and each bank may have their own LTV cap, generally between 70-80%.
Notes: Argentinian banks practice self-regulation and each bank may have their own LTV cap, generally between 70-80%.
Notes: Argentinian banks practice self-regulation and each bank may have their own LTV cap, generally between 70-80%.
Notes: Argentinian banks practice self-regulation and each bank may have their own LTV cap, generally between 70-80%.
Notes: Argentinian banks practice self-regulation and each bank may have their own LTV cap, generally between 70-80%.
Notes: Argentinian banks practice self-regulation and each bank may have their own LTV cap, generally between 70-80%.
Notes: Argentinian banks practice self-regulation and each bank may have their own LTV cap, generally between 70-80%.
Notes: Argentinian banks practice self-regulation and each bank may have their own LTV cap, generally between 70-80%.
Notes: Argentinian banks practice self-regulation and each bank may have their own LTV cap, generally between 70-80%. 
Notes: Argentinian banks practice self-regulation and each bank may have their own LTV cap, generally between 70-80%. 
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country.
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country. 
Notes: Banco de la Nacion Argentina was established in 1891. It is a wholly-owned state bank and is the largest in the country. 
Notes: Banks dominate the micro-finance industry in Argentina.
Notes: Banks dominate the micro-finance industry in Argentina.
Notes: Banks dominate the micro-finance industry in Argentina. 
Notes: Banks dominate the micro-finance industry in Argentina. 
Notes: Comisión Nacional de Valores supervises the conduct of business and prudential matters
Notes: Comisión Nacional de Valores supervises the conduct of business and prudential matters
Notes: Comisión Nacional de Valores supervises the conduct of business and prudential matters
Notes: Comisión Nacional de Valores supervises the conduct of business and prudential matters
Notes: Comisión Nacional de Valores supervises the conduct of business and prudential matters
Notes: Comisión Nacional de Valores supervises the conduct of business and prudential matters 
Notes: Comisión Nacional de Valores supervises the conduct of business and prudential matters  
Notes: Comisión Nacional de Valores supervises the conduct of business and prudential matters  
Notes: Depreciation is deductible, as well as expenses such as taxes, realtors' commissions, etc.
Notes: Depreciation is deductible, as well as expenses such as taxes, realtors' commissions, etc. 
Notes: Depreciation is deductible, as well as expenses such as taxes, realtors' commissions, etc.  
Notes: Government - public housing programs
Notes: Government - public housing programs
Notes: Housing deficit estimated to affect 6 million out of 24 million households
Notes: Monthly installments to income ratio usually "not above 30 percent"
Notes: On December 27, the Senate approved tax reform that introduced a capital gains tax of 15%
Notes: PRO.CREAR provided mortgage loans for low and middle-income families with subsidized interest rates. This program was phased out and replaced with a program that provides a lump-sum subsidy in 2016.
Notes: PRO.CREAR provided mortgage loans for low and middle-income families with subsidized interest rates. This program was phased out and replaced with a program that provides a lump-sum subsidy in 2016.
Notes: PRO.CREAR provided mortgage loans for low and middle-income families with subsidized interest rates. This program was phased out and replaced with a program that provides a lump-sum subsidy in 2016.
Notes: PRO.CREAR provided mortgage loans for low and middle-income families with subsidized interest rates. This program was phased out and replaced with a program that provides a lump-sum subsidy in 2016.
Notes: PRO.CREAR provided mortgage loans for low and middle-income families with subsidized interest rates. This program was phased out and replaced with a program that provides a lump-sum subsidy in 2016. 
Notes: PRO.CREAR provided mortgage loans for low and middle-income families with subsidized interest rates. This program was phased out and replaced with a program that provides a lump-sum subsidy in 2016. 
Notes: Real property tax is levied on the urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depend on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.  
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.  
Notes: Real property tax is levied on urban and rural land. The rate depends on the jurisdiction and is applied on the value of the property.
Notes: Regulated Deposit-taking Institutions (DTIs) in all member jurisidictions are subject o the supervision of prudential regulators. In some jurisdictions, DTIs are concurrently regulated by separate conduct regulators.
Notes: Rental income is subject to a flat tax of 24.5% The taxable portion of rental income is 60%. Therefore, leading to an effective rate of 14.7%.
Notes: Rental income is subject to a flat tax of 24.5% The taxable portion of rental income is 60%. Therefore, leading to an effective rate of 14.7%. 
Notes: Rental income is subject to a flat tax of 24.5% The taxable portion of rental income is 60%. Therefore, leading to an effective rate of 14.7%.  
Notes: roughly 4% of mortgage market is secondary
Notes: Significant increase in mortgages due to introduction of UVA
Notes: Significant increase in mortgages due to introduction of UVA
Notes: Stamp tax ranges from 2.5% to 4% for real estate
Notes: There is a stamp duty tax of 3.6% that is split by buyer and seller of the property.
Notes: There is a stamp duty tax of 3.6% that is split by buyer and seller of the property.
Notes: There is a stamp duty tax of 3.6% that is split by buyer and seller of the property.