General Assessment

Variable(2016)
Data
Main constraints in the development of the housing finance sector  
New developments that will have a major impact on the sector 
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Notes: almost 80% of the market share in the Czech Republic
Notes: The real estate transfer tax is 4%
Notes: This subsidy is provided in the form of a grant and oscillates between 1 and 4 percentage points
Notes:
Notes: 6-12 months
Notes: 6-12 months
Notes: 6-12 months
Notes: Banks (excluding building societies) - refinanced loans of total mortgage loans
Notes: Banks (excluding building societies) - refinanced loans of total mortgage loans
Notes: Banks (excluding building societies) - refinanced loans of total mortgage loans
Notes: Base Year
Notes: Base Year
Notes: Entire Country, not just urban
Notes: Entire Country, not just urban
Notes: Housing Finance Policy in Emerging Markets by Loic Chiquier and Michael J. Lea
Notes: Housing Finance Policy in Emerging Markets by Loic Chiquier and Michael J. Lea
Notes: Housing Finance Policy in Emerging Markets by Loic Chiquier and Michael J. Lea
Notes: http://www.cnb.cz/en/statistics/money_and_banking_stat/mon_bank_stat/
Notes: http://www.imf.org/external/pubs/ft/scr/2012/cr12175.pdf
Notes: http://www.imf.org/external/pubs/ft/scr/2012/cr12175.pdf
Notes: http://www.imf.org/external/pubs/ft/scr/2012/cr12175.pdf
Notes: http://www.imf.org/external/pubs/ft/scr/2012/cr12175.pdf
Notes: In entire country, rented at market price, reduced, or free
Notes: In entire country, rented at market price, reduced, or free
Notes: In entire country, rented at market price, reduced, or free
Notes: In entire country, rented at market price, reduced, or free
Notes: In entire country, rented at market price, reduced, or free
Notes: In entire country, rented at market price, reduced, or free
Notes: In entire country, rented at market price, reduced, or free
Notes: In entire country, rented at market price, reduced, or free
Notes: In entire country, rented at market price, reduced, or free
Notes: In entire country, rented at market price, reduced, or free
Notes: Maximum observed by IMF
Notes: Maximum observed by IMF
Notes: Maximum observed by IMF
Notes: Maximum observed by IMF
Notes: Maximum observed by IMF
Notes: Median equivalised net income * Average Household Size
Notes: Median equivalised net income * Average Household Size
Notes: Median equivalised net income * Average Household Size
Notes: Median equivalised net income * Average Household Size
Notes: Median equivalised net income * Average Household Size
Notes: Median equivalised net income * Average Household Size
Notes: Median equivalised net income * Average Household Size
Notes: Median equivalised net income * Average Household Size
Notes: Median equivalised net income * Average Household Size
Notes: Median equivalised net income * Average Household Size
Notes: Median equivalised net income * Average Household Size
Notes: New mortgage loans for residential property
Notes: New mortgage loans for residential property
Notes: New mortgage loans for residential property
Notes: New mortgage loans for residential property
Notes: Regeneration of housing estate, housing apartments w/o barriers, support of construction of supported housing, leaden house distribution systems
Notes: Rental income of 15% is applied to either: a) income minus expenses and deductions, or b) income minus a standard deduction of 30% in lieu of itemized deduction of expenses
Notes: Rental income tax of 15% is applied to either: a) income minus expenses and deductions, or b) income minus a standard deduction of 30% in lieu of itemized deduction of expenses
Notes: Rental income tax of 15% is applied to either: a) income minus expenses and deductions, or b) income minus a standard deduction of 30% in lieu of itemized deduction of expenses
Notes: The CNB issues recommendations on the basis of the ESRB, FSB, and other international authorities
Notes: The CNB issues recommendations on the basis of the ESRB, FSB, and other international authorities
Notes: The CNB issues recommendations on the basis of the ESRB, FSB, and other international authorities
Notes: The CNB issues recommendations on the basis of the ESRB, FSB, and other international authorities
Notes: The CNB issues recommendations on the basis of the ESRB, FSB, and other international authorities
Notes: The New Civil Code from January 2014 allows pledgee and pledger to set the terms in which a lien shall be enforced
Notes: The New Civil Code from January 2014 allows pledgee and pledger to set the terms in which a lien shall be enforced
Notes: The real estate transfer tax is 4%
Notes: The real estate transfer tax is 4%
Notes: The real estate transfer tax is 4%
Notes: The real estate transfer tax is 4%
Notes: The real estate transfer tax is 4%
Notes: The standard income tax rate of 15% applies for capital gains
Notes: The standard income tax rate of 15% applies for capital gains
Notes: The standard income tax rate of 15% applies for capital gains
Notes: The standard income tax rate of 15% applies for capital gains
Notes: The tax rate varies according to property type and location
Notes: The tax rate varies according to property type and location
Notes: The tax rate varies according to property type and location
Notes: The tax rate varies according to property type and location
Notes: The tax rate varies according to property type and location
Notes: The tax rates varies according to property type and location
Notes: There are various subsidies available for the regeneration, reconstruction and modernization of homes and social housing programs in the form of grants and loans
Notes: There are various subsidies available for the regeneration, reconstruction and modernization of homes and social housing programs in the form of grants and loans
Notes: There are various subsidies available for the regeneration, reconstruction and modernization of homes and social housing programs in the form of grants and loans
Notes: There are various subsidies available for the regeneration, reconstruction and modernization of homes and social housing programs in the form of grants and loans
Notes: There are various subsidies available for the regeneration, reconstruction and modernization of homes and social housing programs in the form of grants and loans
Notes: There are various subsidies available for the regeneration, reconstruction and modernization of homes and social housing programs in the form of grants and loans
Notes: There are various subsidies available for the regeneration, reconstruction and modernization of homes and social housing programs in the form of grants and loans
Notes: There are various subsidies available for the regeneration, reconstruction and modernization of homes and social housing programs in the form of grants and loans
Notes: There are various subsidies available for the regeneration, reconstruction and modernization of homes and social housing programs in the form of grants and loans
Notes: There are various subsidies available for the regeneration, reconstruction and modernization of homes and social housing programs in the form of grants and loans
Notes: There are various subsidies available for the regeneration, reconstruction and modernization of homes and social housing programs in the form of grants and loans
Notes: There are various subsidies available for the regeneration, reconstruction and modernization of homes and social housing programs in the form of grants and loans
Notes: There are various subsidies available for the regeneration, reconstruction and modernization of homes and social housing programs in the form of grants and loans
Notes: There are various subsidies available for the regeneration, reconstruction and modernization of homes and social housing programs in the form of grants and loans
Notes: There are various subsidies available for the regeneration, reconstruction and modernization of homes and social housing programs in the form of grants and loans
Notes: This subsidy is provided in the form of a grant and oscillates between 1 and 4 percentage points
Notes: This subsidy is provided in the form of a grant and oscillates between 1 and 4 percentage points
Notes: This subsidy is provided in the form of a grant and oscillates between 1 and 4 percentage points
Notes: Total Domestic Credit: http://www.cnb.cz/cnb/STAT.ARADY_PKG.VYSTUP?p_period=12&p_sort=2&p_des=50&p_sestuid=1148&p_uka=5&p_strid=AACA&p_od=199301&p_do=201405&p_lang=EN&p_format=0&p_decsep=.
Notes: Total Domestic Credit: http://www.cnb.cz/cnb/STAT.ARADY_PKG.VYSTUP?p_period=12&p_sort=2&p_des=50&p_sestuid=1148&p_uka=5&p_strid=AACA&p_od=199301&p_do=201405&p_lang=EN&p_format=0&p_decsep=.
Notes: Total Domestic Credit: http://www.cnb.cz/cnb/STAT.ARADY_PKG.VYSTUP?p_period=12&p_sort=2&p_des=50&p_sestuid=1148&p_uka=5&p_strid=AACA&p_od=199301&p_do=201405&p_lang=EN&p_format=0&p_decsep=.
Notes: Total Domestic Credit: http://www.cnb.cz/cnb/STAT.ARADY_PKG.VYSTUP?p_period=12&p_sort=2&p_des=50&p_sestuid=1148&p_uka=5&p_strid=AACA&p_od=199301&p_do=201405&p_lang=EN&p_format=0&p_decsep=.
Notes: Total Domestic Credit: http://www.cnb.cz/cnb/STAT.ARADY_PKG.VYSTUP?p_period=12&p_sort=2&p_des=50&p_sestuid=1148&p_uka=5&p_strid=AACA&p_od=199301&p_do=201405&p_lang=EN&p_format=0&p_decsep=.
Notes: Total Domestic Credit: http://www.cnb.cz/cnb/STAT.ARADY_PKG.VYSTUP?p_period=12&p_sort=2&p_des=50&p_sestuid=1148&p_uka=5&p_strid=AACA&p_od=199301&p_do=201405&p_lang=EN&p_format=0&p_decsep=.
Notes: Total Domestic Credit: http://www.cnb.cz/cnb/STAT.ARADY_PKG.VYSTUP?p_period=12&p_sort=2&p_des=50&p_sestuid=1148&p_uka=5&p_strid=AACA&p_od=199301&p_do=201405&p_lang=EN&p_format=0&p_decsep=.
Notes: Total Domestic Credit: http://www.cnb.cz/cnb/STAT.ARADY_PKG.VYSTUP?p_period=12&p_sort=2&p_des=50&p_sestuid=1148&p_uka=5&p_strid=AACA&p_od=199301&p_do=201405&p_lang=EN&p_format=0&p_decsep=.
Notes: Total Domestic Credit: http://www.cnb.cz/cnb/STAT.ARADY_PKG.VYSTUP?p_period=12&p_sort=2&p_des=50&p_sestuid=1148&p_uka=5&p_strid=AACA&p_od=199301&p_do=201405&p_lang=EN&p_format=0&p_decsep=.
Notes: Total Domestic Credit: http://www.cnb.cz/cnb/STAT.ARADY_PKG.VYSTUP?p_period=12&p_sort=2&p_des=50&p_sestuid=1148&p_uka=5&p_strid=AACA&p_od=199301&p_do=201405&p_lang=EN&p_format=0&p_decsep=.
Notes: Total Domestic Credit: http://www.cnb.cz/cnb/STAT.ARADY_PKG.VYSTUP?p_period=12&p_sort=2&p_des=50&p_sestuid=1148&p_uka=5&p_strid=AACA&p_od=199301&p_do=201405&p_lang=EN&p_format=0&p_decsep=.
Notes: Total Domestic Credit: http://www.cnb.cz/cnb/STAT.ARADY_PKG.VYSTUP?p_period=12&p_sort=2&p_des=50&p_sestuid=1148&p_uka=5&p_strid=AACA&p_od=199301&p_do=201405&p_lang=EN&p_format=0&p_decsep=.
Notes: Total Domestic Credit: http://www.cnb.cz/cnb/STAT.ARADY_PKG.VYSTUP?p_period=12&p_sort=2&p_des=50&p_sestuid=1148&p_uka=5&p_strid=AACA&p_od=199301&p_do=201405&p_lang=EN&p_format=0&p_decsep=.
Notes: Total Domestic Credit: http://www.cnb.cz/cnb/STAT.ARADY_PKG.VYSTUP?p_period=12&p_sort=2&p_des=50&p_sestuid=1148&p_uka=5&p_strid=AACA&p_od=199301&p_do=201405&p_lang=EN&p_format=0&p_decsep=.
Notes: Total Domestic Credit: http://www.cnb.cz/cnb/STAT.ARADY_PKG.VYSTUP?p_period=12&p_sort=2&p_des=50&p_sestuid=1148&p_uka=5&p_strid=AACA&p_od=199301&p_do=201405&p_lang=EN&p_format=0&p_decsep=.
Notes: Total Domestic Credit: http://www.cnb.cz/cnb/STAT.ARADY_PKG.VYSTUP?p_period=12&p_sort=2&p_des=50&p_sestuid=1148&p_uka=5&p_strid=AACA&p_od=199301&p_do=201405&p_lang=EN&p_format=0&p_decsep=.
Notes: Total Domestic Credit: http://www.cnb.cz/cnb/STAT.ARADY_PKG.VYSTUP?p_period=12&p_sort=2&p_des=50&p_sestuid=1148&p_uka=5&p_strid=AACA&p_od=199301&p_do=201405&p_lang=EN&p_format=0&p_decsep=.
Notes: various subsidies for regeneration, reconstruction and modernization of homes and social housing programs in the form on grants and loans