General Assessment

Variable(2018)
Data
Main constraints in the development of the housing finance sector The informal sector remains large, which hinders access to housing finance to many Tunisians in spite of the subsidies the Government has put in place.
New developments that will have a major impact on the sectorThe “Maskan Al Baraka” loan and savings scheme (islamic finance) may develop enough to change to housing finance landscape.
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Notes: 80% (90% for subsidized)
Notes: Banque de l'habitat is a government supported bank specialized in housing finance
Notes: Banque de l'habitat is a government supported bank specialized in housing finance
Notes: Banque de l'habitat is a government supported bank specialized in housing finance
Notes: Banque de l'habitat is a government supported bank specialized in housing finance
Notes: Borrowings from government and other financial institutions
Notes: Borrowings from government and other financial institutions.
Notes: By law (except for subsidized loans, which is up to 90%)
Notes: Calculated from report by: Total Credits = Loans to business and to professionals + Loans to individuals
Notes: Established in November, 2016
Notes: Fonds National d'Amelioratio
Notes: FOPROLOS for salaried workers
Notes: FOPROLOS for salaried workers
Notes: gross household income
Notes: gross household income
Notes: Home improvement loans are offered.
Notes: Home improvement loans are offered.
Notes: http://www.afdb.org/fileadmin/uploads/afdb/Documents/Generic-Documents/Tunisia%20Full%20PDF%20Country%20Note.pdf
Notes: http://www.afdb.org/fileadmin/uploads/afdb/Documents/Generic-Documents/Tunisia%20Full%20PDF%20Country%20Note.pdf
Notes: Ministry of Finance
Notes: Monthly Avg
Notes: Monthly Avg
Notes: Monthly Avg
Notes: Monthly Avg
Notes: Monthly Avg
Notes: National Percentage
Notes: Qtr Avg
Notes: Qtr Avg
Notes: Taxes on vacant developable land - 0.3% of the real land value.