General Assessment

    Variable(2017)
    Data
    Main constraints in the development of the housing finance sector  
    New developments that will have a major impact on the sector 
    back to top | Country Data:
    Notes: State funds specialized for housing
    Notes:
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100 
    Notes: Bausparkassen (building socieities) had a share of 42%.
    Notes: Bausparkassen (building socieities) had a share of 42%.
    Notes: Bausparkassen (building socieities) had a share of 42%. 
    Notes: Capital gains are considered to be income and treated as such.
    Notes: Capital gains are considered to be income and treated as such.
    Notes: Capital gains are considered to be income and treated as such.
    Notes: Defined as "national average" LTV
    Notes: Defined as "national average" LTV
    Notes: Defined as "national average" LTV
    Notes: Defined as "national average" LTV
    Notes: LTV cap of 90% by the National Bank of Slovakia.
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code
    Notes: Property rights are covered in Act 40/1964 College of the Civil Code 
    Notes: State funds specialized for housing
    Notes: State funds specialized for housing
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development.
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development.
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development.
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development.
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development.
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development.
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development.
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development.
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development.
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development.
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development.
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development.
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development.
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development.
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development.
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development.
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development.
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development.
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development.
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development.
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development.
    Notes: State Housing Development Fund was established in 1995 to provide state support for housing development. 
    Notes: Subsidies cover up to 30% of construction costs, excluding land price, and soft loans have an annual interest rate of 1% with a repayment period of up to 30 years and with maximum 80% LTV.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: The Housing Savings Scheme is a special savings scheme for housing investment.
    Notes: There is a real property tax levied on the ownership and occupation of real property.
    Notes: There is a real property tax levied on the ownership and occupation of real property.
    Notes: There is a real property tax levied on the ownership and occupation of real property.
    Notes: There is a stamp duty tax on the transfer of real estate.
    Notes: There is a stamp duty tax on the transfer of real estate.
    Notes: There is a stamp duty tax on the transfer of real estate.