General Assessment

    Variable(2017)
    Data
    Main constraints in the development of the housing finance sector  
    New developments that will have a major impact on the sector 
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    Notes: Buyer's Stamp Duty Tax on the acquisition of a property is 1% for the first $180,000, 2% for the next $180,000, and 3% thereafter. The Additional Buyer's Stamp Duty Tax is 5-15%, depending on the category of the buyer. Seller's Stamp Duty Tax of 4-16% applies to residential properties acquired on or after January 14, 2011 and disposed of within 4 years of acquisition
    Notes: Property tax is levied on the value of the property determined by the property tax department. The tax rate ranges from 0-16% for owner-occupied residential properties, 10-20% of non-owner-occupied properties, and 10% for non-residential properties.
    Notes: The HDB offers up to two concessionary interest loans for households with average gross monthly income not exceeding S$10000. For Singles this is S$5000.
    Notes: The HDB offers up to two concessionary interest loans for households with average gross monthly income not exceeding S$10000. For Singles this is S$5000.
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: Annual Average Unemployment
    Notes: Annual Average Unemployment
    Notes: Annual Average Unemployment
    Notes: Annual Average Unemployment
    Notes: Annual Average Unemployment
    Notes: Annual Average Unemployment
    Notes: Annual Average Unemployment
    Notes: Annual Average Unemployment
    Notes: Annual Average Unemployment
    Notes: Annual Average Unemployment
    Notes: Annual Average Unemployment
    Notes: Annual Average Unemployment
    Notes: Annual Average Unemployment
    Notes: Annual Average Unemployment
    Notes: Annual Average Unemployment
    Notes: Annual Average Unemployment
    Notes: Average vacancy of Private Residential Units in Core Central Region, Rest of Central Region, and Outside Central Region
    Notes: Average vacancy of Private Residential Units in Core Central Region, Rest of Central Region, and Outside Central Region
    Notes: Average vacancy of Private Residential Units in Core Central Region, Rest of Central Region, and Outside Central Region
    Notes: Average vacancy of Private Residential Units in Core Central Region, Rest of Central Region, and Outside Central Region  
    Notes: Based on MAS’ survey of housing loans for selected financial institutions, which account for over 90% of total outstanding housing loans extended by the industry.
    Notes: Based on MAS’ survey of housing loans for selected financial institutions, which account for over 90% of total outstanding housing loans extended by the industry.
    Notes: Buyer's Stamp Duty Tax on the acquisition of a property is 1% for the first $180,000, 2% for the next $180,000, and 3% thereafter. The Additional Buyer's Stamp Duty Tax is 5-15%, depending on the category of the buyer. Seller's Stamp Duty Tax of 4-16% applies to residential properties acquired on or after January 14, 2011 and disposed of within 4 years of acquisition 
    Notes: Buyer's Stamp Duty Tax on the acquisition of a property is 1% for the first $180,000, 2% for the next $180,000, and 3% thereafter. The Additional Buyer's Stamp Duty Tax is 5-15%, depending on the category of the buyer. Seller's Stamp Duty Tax of 4-16% applies to residential properties acquired on or after January 14, 2011 and disposed of within 4 years of acquisition.
    Notes: Capped at 30% of Gross Monthly Income
    Notes: Capped at 30% of Gross Monthly Income
    Notes: Central Provident Fund
    Notes: Central Provident Fund
    Notes: Central Provident Fund
    Notes: Chapter 22, Banking and Finance, of the Commercial Law deals with Mortgages.
    Notes: Chapter 22, Banking and Finance, of the Commercial Law deals with Mortgages.
    Notes: Chapter 22, Banking and Finance, of the Commercial Law deals with Mortgages.
    Notes: Chapter 22, Banking and Finance, of the Commercial Law, deals with Mortgages
    Notes: Consumer rights are covered by the Consumer Protection (Fair Trading) Act.
    Notes: Consumer rights are covered by the Consumer Protection (Fair Trading) Act.
    Notes: Consumer rights are covered by the Consumer Protection (Fair Trading) Act.
    Notes: Consumer rights are covered by the Consumer Protection (Fair Trading) Act.
    Notes: Consumer rights are covered by the Consumer Protection (Fair Trading) Act.  
    Notes: Consumer rights are covered by the Consumer Protection (Fair Trading) Act.
    Notes: estimate of HDB flats; currently more than 80 per cent of Singaporeans live in HDB flats
    Notes: for loans taken from banks and HDB to purchase HDB flats, the monthly repayment installment for all property loans cannot exceed 30% of a borrower’s gross monthly income
    Notes: for loans taken from banks and HDB to purchase HDB flats, the monthly repayment installment for all property loans cannot exceed 30% of a borrower’s gross monthly income
    Notes: for loans taken from banks and HDB to purchase HDB flats, the monthly repayment installment for all property loans cannot exceed 30% of a borrower’s gross monthly income
    Notes: for loans taken from banks and HDB to purchase HDB flats, the monthly repayment installment for all property loans cannot exceed 30% of a borrower’s gross monthly income
    Notes: for loans taken from banks and HDB to purchase HDB flats, the monthly repayment installment for all property loans cannot exceed 30% of a borrower’s gross monthly income
    Notes: for loans taken from banks and HDB to purchase HDB flats, the monthly repayment installment for all property loans cannot exceed 30% of a borrower’s gross monthly income 
    Notes: for loans taken from banks and HDB to purchase HDB flats, the monthly repayment installment for all property loans cannot exceed 30% of a borrower’s gross monthly income 
    Notes: Housing Development Board (HDB) loan financed by Central Provident Fund (CPF)
    Notes: Housing Development Board (HDB) loan financed by Central Provident Fund (CPF)
    Notes: Housing Development Board (HDB) loan financed by Central Provident Fund (CPF)
    Notes: If Purchasing a HDB flat with loan from HDB, the maximum LTV is 90%. If the buyer is getting a loan from a bank, the maximum LTV varies (60 or 80%) depending on the length of the loan and type of property.
    Notes: If Purchasing a HDB flat with loan from HDB, the maximum LTV is 90%. If the buyer is getting a loan from a bank, the maximum LTV varies (60 or 80%) depending on the length of the loan and type of property.
    Notes: If Purchasing a HDB flat with loan from HDB, the maximum LTV is 90%. If the buyer is getting a loan from a bank, the maximum LTV varies (60 or 80%) depending on the length of the loan and type of property.
    Notes: If Purchasing a HDB flat with loan from HDB, the maximum LTV is 90%. If the buyer is getting a loan from a bank, the maximum LTV varies (60 or 80%) depending on the length of the loan and type of property.
    Notes: If you are taking a housing loan from HDB you may borrow up to 90% of the purchase price or the property’s valuation price depending on which is lower (for resale flats), subject to HDB’s credit assessment
    Notes: If you are taking a housing loan from HDB you may borrow up to 90% of the purchase price or the property’s valuation price depending on which is lower (for resale flats), subject to HDB’s credit assessment 
    Notes: Median Monthly Household Income from Work (Including Employer CPF Contributions) Among Resident Households * 12. Converted to USD with average exchange rate. Resident household refers to a household headed by a Singapore citizen or permanent resident.
    Notes: Median Monthly Household Income from Work (Including Employer CPF Contributions) Among Resident Households * 12. Converted to USD with average exchange rate. Resident household refers to a household headed by a Singapore citizen or permanent resident.
    Notes: Median Monthly Household Income from Work (Including Employer CPF Contributions) Among Resident Households * 12. Converted to USD with average exchange rate. Resident household refers to a household headed by a Singapore citizen or permanent resident.
    Notes: Median Monthly Household Income from Work (Including Employer CPF Contributions) Among Resident Households * 12. Converted to USD with average exchange rate. Resident household refers to a household headed by a Singapore citizen or permanent resident.
    Notes: Median Monthly Household Income from Work (Including Employer CPF Contributions) Among Resident Households * 12. Converted to USD with average exchange rate. Resident household refers to a household headed by a Singapore citizen or permanent resident.
    Notes: Median Monthly Household Income from Work (Including Employer CPF Contributions) Among Resident Households * 12. Converted to USD with average exchange rate. Resident household refers to a household headed by a Singapore citizen or permanent resident.
    Notes: Median Monthly Household Income from Work (Including Employer CPF Contributions) Among Resident Households * 12. Converted to USD with average exchange rate. Resident household refers to a household headed by a Singapore citizen or permanent resident.
    Notes: Median Monthly Household Income from Work (Including Employer CPF Contributions) Among Resident Households * 12. Converted to USD with average exchange rate. Resident household refers to a household headed by a Singapore citizen or permanent resident.
    Notes: Median Monthly Household Income from Work (Including Employer CPF Contributions) Among Resident Households * 12. Converted to USD with average exchange rate. Resident household refers to a household headed by a Singapore citizen or permanent resident.
    Notes: Median Monthly Household Income from Work (Including Employer CPF Contributions) Among Resident Households * 12. Converted to USD with average exchange rate. Resident household refers to a household headed by a Singapore citizen or permanent resident. 
    Notes: Median Monthly Household Income from Work (Including Employer CPF Contributions) Among Resident Households * 12. Converted to USD with average exchange rate. Resident household refers to a household headed by a Singapore citizen or permanent resident. 
    Notes: Median Monthly Household Income from Work (Including Employer CPF Contributions) Among Resident Households * 12. Converted to USD with average exchange rate. Resident household refers to a household headed by a Singapore citizen or permanent resident. 
    Notes: Median Monthly Household Income from Work (Including Employer CPF Contributions) Among Resident Households * 12. Converted to USD with average exchange rate. Resident household refers to a household headed by a Singapore citizen or permanent resident. 
    Notes: Median Monthly Household Income from Work (Including Employer CPF Contributions) Among Resident Households * 12. Converted to USD with average exchange rate. Resident household refers to a household headed by a Singapore citizen or permanent resident. 
    Notes: Median Monthly Household Income from Work (Including Employer CPF Contributions) Among Resident Households * 12. Converted to USD with average exchange rate. Resident household refers to a household headed by a Singapore citizen or permanent resident. 
    Notes: Median Monthly Household Income from Work (Including Employer CPF Contributions) Among Resident Households * 12. Converted to USD with average exchange rate. Resident household refers to a household headed by a Singapore citizen or permanent resident. 
    Notes: Median Monthly Household Income from Work (Including Employer CPF Contributions) Among Resident Households * 12. Converted to USD with average exchange rate. Resident household refers to a household headed by a Singapore citizen or permanent resident. 
    Notes: Median Monthly Household Income from Work (Including Employer CPF Contributions) Among Resident Households * 12. Converted to USD with average exchange rate. Resident household refers to a household headed by a Singapore citizen or permanent resident. 
    Notes: Monetary Authority of Singapore
    Notes: Monetary Authority of Singapore
    Notes: Monetary Authority of Singapore
    Notes: Monetary Authority of Singapore
    Notes: Monetary Authority of Singapore 
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.  
    Notes: Mortgage insurance is mandatory for owners of HDB flats if they are using their Central Provident Fund accounts to make monthly mortgage payments.   
    Notes: New housing loans granted for Owner-occupied and investment properties. Sum of quarterly amount and converted to USD using average annual exchange rate
    Notes: New housing loans granted for Owner-occupied and investment properties. Sum of quarterly amount and converted to USD using average annual exchange rate
    Notes: New housing loans granted for Owner-occupied and investment properties. Sum of quarterly amount and converted to USD using average annual exchange rate
    Notes: New housing loans granted for Owner-occupied and investment properties. Sum of quarterly amount and converted to USD using average annual exchange rate
    Notes: New housing loans granted for Owner-occupied and investment properties. Sum of quarterly amount and converted to USD using average annual exchange rate
    Notes: New housing loans granted for Owner-occupied and investment properties. Sum of quarterly amount and converted to USD using average annual exchange rate
    Notes: New housing loans granted for Owner-occupied and investment properties. Sum of quarterly amount and converted to USD using average annual exchange rate
    Notes: Outstanding Housing Loans that are Granted.
    Notes: Outstanding Housing Loans that are Granted.
    Notes: Outstanding Housing Loans that are Granted.
    Notes: Outstanding Housing Loans that are Granted.
    Notes: Outstanding Housing Loans that are Granted.
    Notes: Property tax is levied on the value of the property determined by the property tax department. The tax rate ranges from 0-16% for owner-occupied residential properties, 10-20% of non-owner-occupied properties, and 10% for non-residential properties.
    Notes: Property tax is levied on the value of the property determined by the property tax department. The tax rate ranges from 0-16% for owner-occupied residential properties, 10-20% of non-owner-occupied properties, and 10% for non-residential properties.  
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.  
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.  
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers only to households headed by a Singapore citizen or permanent resident.
    Notes: Refers to household headed by a resident and Total includes resident households in dwellings provided free by employers/others  
    Notes: Refers to household headed by a resident and Total includes resident households in dwellings provided free by employers/others
    Notes: Refers to households where household reference person is a Singapore citizen or permanent resident.
    Notes: Refers to households where household reference person is a Singapore citizen or permanent resident.
    Notes: Refers to households where household reference person is a Singapore citizen or permanent resident.
    Notes: Refers to households where household reference person is a Singapore citizen or permanent resident.
    Notes: Refers to households where household reference person is a Singapore citizen or permanent resident.
    Notes: Subsidized flat prices for low income residents
    Notes: Subsidized flat prices for low income residents 
    Notes: Tenant and total includes resident households in dwellings provided free by employers/others
    Notes: Tenant and total includes resident households in dwellings provided free by employers/others
    Notes: Tenant and total includes resident households in dwellings provided free by employers/others
    Notes: Tenant and total includes resident households in dwellings provided free by employers/others
    Notes: Tenant and total includes resident households in dwellings provided free by employers/others
    Notes: Tenant and total includes resident households in dwellings provided free by employers/others
    Notes: Tenant and total includes resident households in dwellings provided free by employers/others
    Notes: Tenant and total includes resident households in dwellings provided free by employers/others
    Notes: Tenant and total includes resident households in dwellings provided free by employers/others
    Notes: Tenant and total includes resident households in dwellings provided free by employers/others
    Notes: Tenant and total includes resident households in dwellings provided free by employers/others
    Notes: Tenant and total includes resident households in dwellings provided free by employers/others
    Notes: Tenant and total includes resident households in dwellings provided free by employers/others
    Notes: Tenant and total includes resident households in dwellings provided free by employers/others
    Notes: Tenant and total includes resident households in dwellings provided free by employers/others
    Notes: Tenant and total includes resident households in dwellings provided free by employers/others
    Notes: Tenant and total includes resident households in dwellings provided free by employers/others
    Notes: Tenant and total includes resident households in dwellings provided free by employers/others
    Notes: The Central Provident Fund, a compulsory contributory fuund for employees/ers, allows its contributors to remove their savings for the purchase of house.
    Notes: The Central Provident Fund, a compulsory contributory fuund for employees/ers, allows its contributors to remove their savings for the purchase of house.
    Notes: The Central Provident Fund, a compulsory contributory fuund for employees/ers, allows its contributors to remove their savings for the purchase of house.
    Notes: The Central Provident Fund, a compulsory contributory fuund for employees/ers, allows its contributors to remove their savings for the purchase of house.
    Notes: The HBD offers flats at subsidized purchase prices for those who qualify.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.  
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB established in 1960 is Singapore's public housing authority that plans, develops and finances public housing.
    Notes: The HDB offers up to two concessionary interest loans for households with average gross monthly income not exceeding S$10000. For Singles this is S$5000.
    Notes: The HDB offers up to two concessionary interest loans for households with average gross monthly income not exceeding S$10000. For Singles this is S$5000.  
    Notes: The HDB offers upto two concessionary interest loans for households with average gross monthly income not exceeding S$10000. For Singles this is S$5000.
    Notes: The HDB offers upto two concessionary interest loans for households with average gross monthly income not exceeding S$10000. For Singles this is S$5000.
    Notes: The Housing Development Board, the largest housing organization is funded by the government of Singapore.
    Notes: The LTV limit ranges from 20-80%, dependent on how many mortgages the buyer has, length of the loan, and the source of the loan.
    Notes: The LTV limit ranges from 20-80%, dependent on how many mortgages the buyer has, length of the loan, and the source of the loan. 
    Notes: The LTV limit ranges from 20-80%, dependent on how many mortgages the buyer has, the length of the loan, and the source of the loan.
    Notes: There is no capital gains tax in Singapore.
    Notes: There is no capital gains tax in Singapore.
    Notes: There is no capital gains tax in Singapore.  
    Notes: Three credit bureaus were established in 2002.
    Notes: Three credit bureaus were established in 2002.
    Notes: Three credit bureaus were established in 2002.
    Notes: Three credit bureaus were established in 2002.
    Notes: Three credit bureaus were established in 2002.
    Notes: Three credit bureaus were established in 2002.
    Notes: Three credit bureaus were established in 2002.
    Notes: Three credit bureaus were established in 2002.
    Notes: Three credit bureaus were established in 2002.
    Notes: Three credit bureaus were established in 2002.
    Notes: Three credit bureaus were established in 2002.
    Notes: Three credit bureaus were established in 2002.
    Notes: Three credit bureaus were established in 2002.
    Notes: Three credit bureaus were established in 2002.
    Notes: Three credit bureaus were established in 2002.
    Notes: Three credit bureaus were established in 2002.