General Assessment

    Variable(2018)
    Data
    Main constraints in the development of the housing finance sector  
    New developments that will have a major impact on the sector 
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    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: 2010 = 100
    Notes: Called associations
    Notes: Called associations
    Notes: Depends upon registration status
    Notes: Depends upon registration status
    Notes: Depends upon registration status
    Notes: Depends upon registration status
    Notes: Depends upon registration status
    Notes: Depends upon registration status
    Notes: Depends upon registration status
    Notes: Depends upon registration status
    Notes: Depends upon registration status
    Notes: Depends upon registration status
    Notes: Depends upon registration status
    Notes: Depends upon registration status
    Notes: Depends upon registration status
    Notes: Depends upon registration status
    Notes: Depends upon registration status
    Notes: ex. Fogalef Loans
    Notes: ex. Fogalef Loans
    Notes: Fogalef loans are subsidized mortgage loans for public sector teachers members of the Mohammed VI foundation
    Notes: Fogalef loans are subsidized mortgage loans for public sector teachers members of the Mohammed VI foundation
    Notes: Fogalef: for members of the Mohammed VI foundation
    Notes: Fogalef: for members of the Mohammed VI foundation
    Notes: Fogalef: for members of the Mohammed VI foundation
    Notes: Fogalef: for members of the Mohammed VI foundation
    Notes: Fogarim
    Notes: Fogarim
    Notes: FOGARIM scheme shares the credit risk b/w government and banks, for lending to informal sector,low-income households
    Notes: FOGARIM scheme shares the credit risk b/w government and banks, for lending to informal sector,low-income households
    Notes: FOGARIM scheme shares the credit risk b/w government and banks, for lending to informal sector,low-income households
    Notes: FOGARIM scheme shares the credit risk b/w government and banks, for lending to informal sector,low-income households
    Notes: FOGARIM scheme shares the credit risk b/w government and banks, for lending to informal sector,low-income households
    Notes: FOGARIM scheme shares the credit risk b/w government and banks, for lending to informal sector,low-income households
    Notes: FOGARIM scheme shares the credit risk b/w government and banks, for lending to informal sector,low-income households
    Notes: FOGARIM scheme shares the credit risk b/w government and banks, for lending to informal sector,low-income households
    Notes: FOGARIM scheme shares the credit risk b/w government and banks, for lending to informal sector,low-income households
    Notes: FOGARIM scheme shares the credit risk b/w government and banks, for lending to informal sector,low-income households
    Notes: FOGARIM scheme shares the credit risk b/w government and banks, for lending to informal sector,low-income households
    Notes: FOGARIM scheme shares the credit risk b/w government and banks, for lending to informal sector,low-income households
    Notes: Government guarantee for informally employed, low-income households under FOGARIM scheme.
    Notes: Government guarantee for informally employed, low-income households under FOGARIM scheme.
    Notes: Hourly minimum wage multiplied by 160 hours to get a typical monthly rate.
    Notes: Hourly minimum wage multiplied by 160 hours to get a typical monthly rate.
    Notes: Hourly minimum wage multiplied by 160 hours to get a typical monthly rate.
    Notes: Hourly minimum wage multiplied by 160 hours to get a typical monthly rate.
    Notes: Interest rate subsidies for households ended in 2003. Existing borrowers continue to benefit for the duration of loan.
    Notes: Laws that deal with lending for the acquisition of real estate, not specific to mortgage
    Notes: Loans from other banks, corporations and corporate bonds.
    Notes: Loans from other banks, corporations and corporate bonds.
    Notes: Loans from other banks, corporations and corporate bonds.
    Notes: LTV upto 100% for moroccan nationals. For foreign nationals this is about 70%.
    Notes: LTV upto 100% for moroccan nationals. For foreign nationals this is about 75%.
    Notes: LTV upto 100% for moroccan nationals. There is no law.
    Notes: Monthly minimum wage nationwide, not urban
    Notes: Mortgage guarantee fund set up by the Government is an indirect subsidy.
    Notes: Mortgage guarantee fund set up by the Government is an indirect subsidy.
    Notes: Percentage of non-agricultural jobs
    Notes: Percentage of the labor force currently working independently (30.3%) or as an employer (2.4%)
    Notes: Securitization effective since 2002.
    Notes: Securitization effective since 2002. Issuance to date is just $500 mn
    Notes: Securitization effective since 2002. Issuance to date is just $500 mn.
    Notes: Securitization effective since 2002. Issuance to date is just $500 mn.
    Notes: Sq. Meters
    Notes: Table: Breakdown of bank credit by economic purpose (Ventilation du crédit bancaire par objet économique)
    Notes: Table: Breakdown of bank credit by economic purpose (Ventilation du crédit bancaire par objet économique)
    Notes: Table: Breakdown of bank credit by economic purpose (Ventilation du crédit bancaire par objet économique)
    Notes: Table: Breakdown of bank credit by economic purpose (Ventilation du crédit bancaire par objet économique)
    Notes: Table: Breakdown of bank credit by economic purpose (Ventilation du crédit bancaire par objet économique)
    Notes: Table: Breakdown of bank credit by economic purpose (Ventilation du crédit bancaire par objet économique)
    Notes: Table: Breakdown of bank credit by economic purpose (Ventilation du crédit bancaire par objet économique)
    Notes: Table: Breakdown of bank credit by economic purpose (Ventilation du crédit bancaire par objet économique)
    Notes: Table: Breakdown of bank credit by economic purpose (Ventilation du crédit bancaire par objet économique)
    Notes: Table: Breakdown of bank credit by economic purpose (Ventilation du crédit bancaire par objet économique)
    Notes: Table: Breakdown of bank credit by economic purpose (Ventilation du crédit bancaire par objet économique)
    Notes: Table: Breakdown of bank credit by economic purpose (Ventilation du crédit bancaire par objet économique)
    Notes: Table: Breakdown of bank credit by economic purpose (Ventilation du crédit bancaire par objet économique)
    Notes: Table: Breakdown of bank credit by economic purpose (Ventilation du crédit bancaire par objet économique)
    Notes: Table: Breakdown of bank credit by economic purpose (Ventilation du crédit bancaire par objet économique)
    Notes: Technically, all home buyers who pay interest on a mortgage can claim the deduction.