Macro-economic Data

    Text bolded/green below shows notes and variable definitions when you roll over. If you cannot see the notes, please download an Excel version from the Research Center, which includes notes. Also, a PDF featuring variable definitions is available in the document list under "Definition of Hofinet Variables".

     

    A. Demography and Macroeconomy

    A.1 Population
    VariableEnd of 2018End of 2017End of 2016SourcesVar ID
    Total population10.28 million10.3 million10.33 million
    WDI
    		A.1.1
    Total number of households4.14 million4.1 million4.08 million
    Pordata
    		A.1.2
    Average household size2.52.52.5
    Pordata
    		A.1.3
    Urban population (% of total)65.21% of total64.65% of total64.09% of total
    WDI
    		A.1.4
    Urban population growth (annual %).7%.64%.58%
    WDI
    		A.1.5
    A.2 Economy
    VariableEnd of 2018End of 2017End of 2016SourcesVar ID
    GDP, current prices (U.S. dollars)240,901 USD (millions)221,280 USD (millions)206,369 USD (millions)
    WEO
    		A.2.1
    GDP based on PPP valuation of country GDP (Current international dollar)358,933 USD (millions)340,796 USD (millions)326,331 USD (millions)
    WEO
    		A.2.2
    GDP per capita, current prices (U.S. dollars)23,573 USD 21,483 USD 19,986 USD
    WEO
    		A.2.3
    GDP based on PPP per capita GDP (Current international dollar)34,903 USD 33,086 USD 31,604 USD
    WEO
    		A.2.4
    GDP, constant prices (Percent change)2.85%3.51%2.02%
    WEO
    		A.2.5
    Inflation, end of period consumer prices (Percent change).64%1.62%.88%
    WEO
    		A.2.6
    GDP, deflator (Index)103.35101.51100.00
    WEO
    		A.2.7
    Consumer price index110.25109.17107.69
    WDI
    		A.2.8
    GINI Index33.533.835.2
    WDI
    		A.2.9
    Urban minimum wages per month in USD682.35 USD 625.84 USD 588.89 USD
    Pordata
    		A.2.12
    Growth in urban household income (%/year)A.2.13
    Employment (% of total laborforce)A.2.14
    Unemployed7.2%9.2%11.5%
    Pordata
    		A.2.14.3
    Interest Rates:A.2.15
    Central bank lending/discount rate 1.6%1.9%
    Hypostat
    		A.2.15.1
    Yield on 10-year Government bond 3.76%3.17%
    IFS
    		A.2.15.3
    Average bank deposit rate.24%.4%.77%
    IFS
    		A.2.15.4
    Lending rate5.64%5.99%6.6%
    IFS
    		A.2.15.5
    B. Housing Market
    B.1 Housing Stock: Production, Transactions
    VariableEnd of 2018End of 2017End of 2016SourcesVar ID
    Number of dwelling units:B.1.1
    Total5.95 million5.94 million5.93 million
    Instituto Nacional de Estatistica
    		B.1.1.1
    Percentage of vacant units  .13% of total
    Instituto Nacional De Estatistica
    		B.1.2
    Characteristics of housing stock:B.1.3
    Tenure in urban areas (%):B.1.4
    Owner-occupied units74.5% of total74.7% of total75.2% of total
    EuroStat
    		B.1.4.1
    % of owner units with a mortgage36.3% of total37.3% of total36.7% of total
    EuroStat
    		B.1.4.2
    Private rental units12.6% of total12.8% of total12.9% of total
    EuroStat
    		B.1.4.3
    Public / social rental units12.9% of total12.5% of total11.8% of total
    EuroStat
    		B.1.4.4
    Estimated Number of units completed/yearB.1.5
    Formal sector/registered10,751 units8,213 units7,909 units
    Instituto Nacional De Estatistica
    		B.1.5.1
    Number of recorded urban housing transactions/year151209129833107490
    Instituto Nacional De Estatistica
    		B.1.6
    B.2 Housing Prices and Cost for Urban Areas or Capital City
    VariableEnd of 2018End of 2017End of 2016SourcesVar ID
    Median urban house price in USD:B.2.1
    Median house price to median annual HH income:B.2.2
    Urban  1.50
    ECB
    		B.2.2.1
    Annual average % change in median house prices:B.2.3
    Yearly Rate11.28%11.49%7.73%
    Hypostat
    		B.2.3.1
    M2 construction cost for median quality houseB.2.4

    back to top | Country Data:
    Notes: 46% of variable rate agreements had a spread 1.5-2%
    Notes: BPI provides Credit Protection Insurance which covers BPI mortgage loan monthly instalments. Life insurance is required to obtain a mortgage in Portugal
    Notes: - Up to 90% for residential immovable property for the purchase or construction of own and permanent residence - Up to 80% for residential immovable property or credit secured a mortgage for other purposes than own and permanent residence - Up to 100% for residential immovable property and credit secured by a mortgage or equivalent guarantee for purchasing immovable property held by the institutions themselves and for property financial leasing agreements 
    Notes: - Up to 90% for residential immovable property for the purchase or construction of own and permanent residence - Up to 80% for residential immovable property or credit secured a mortgage for other purposes than own and permanent residence - Up to 100% for residential immovable property and credit secured by a mortgage or equivalent guarantee for purchasing immovable property held by the institutions themselves and for property financial leasing agreements  
    Notes: - Up to 90% for residential immovable property for the purchase or construction of own and permanent residence - Up to 80% for residential immovable property or credit secured a mortgage for other purposes than own and permanent residence - Up to 100% for residential immovable property and credit secured by a mortgage or equivalent guarantee for purchasing immovable property held by the institutions themselves and for property financial leasing agreements  
    Notes: - Up to 90% for residential immovable property for the purchase or construction of own and permanent residence - Up to 80% for residential immovable property or credit secured a mortgage for other purposes than own and permanent residence - Up to 100% for residential immovable property and credit secured by a mortgage or equivalent guarantee for purchasing immovable property held by the institutions themselves and for property financial leasing agreements  
    Notes: - Up to 90% for residential immovable property for the purchase or construction of own and permanent residence - Up to 80% for residential immovable property or credit secured a mortgage for other purposes than own and permanent residence - Up to 100% for residential immovable property and credit secured by a mortgage or equivalent guarantee for purchasing immovable property held by the institutions themselves and for property financial leasing agreements  
    Notes: - Up to 90% for residential immovable property for the purchase or construction of own and permanent residence - Up to 80% for residential immovable property or credit secured a mortgage for other purposes than own and permanent residence - Up to 100% for residential immovable property and credit secured by a mortgage or equivalent guarantee for purchasing immovable property held by the institutions themselves and for property financial leasing agreements  
    Notes: - Up to 90% for residential immovable property for the purchase or construction of own and permanent residence - Up to 80% for residential immovable property or credit secured a mortgage for other purposes than own and permanent residence - Up to 100% for residential immovable property and credit secured by a mortgage or equivalent guarantee for purchasing immovable property held by the institutions themselves and for property financial leasing agreements  
    Notes: - Up to 90% for residential immovable property for the purchase or construction of own and permanent residence - Up to 80% for residential immovable property or credit secured a mortgage for other purposes than own and permanent residence - Up to 100% for residential immovable property and credit secured by a mortgage or equivalent guarantee for purchasing immovable property held by the institutions themselves and for property financial leasing agreements  
    Notes: - Up to 90% for residential immovable property for the purchase or construction of own and permanent residence - Up to 80% for residential immovable property or credit secured a mortgage for other purposes than own and permanent residence - Up to 100% for residential immovable property and credit secured by a mortgage or equivalent guarantee for purchasing immovable property held by the institutions themselves and for property financial leasing agreements  
    Notes: - Up to 90% for residential immovable property for the purchase or construction of own and permanent residence - Up to 80% for residential immovable property or credit secured a mortgage for other purposes than own and permanent residence - Up to 100% for residential immovable property and credit secured by a mortgage or equivalent guarantee for purchasing immovable property held by the institutions themselves and for property financial leasing agreements
    Notes: Net of taxes and contributions to social security. Up to 50% with the following exceptions on the total amount of credit granted by each institution in each year: up to 20% of mortgage: ratio of up to 60%; up to 5% of mortgage: no ratio limit
    Notes: Net of taxes and contributions to social security. Up to 50% with the following exceptions on the total amount of credit granted by each institution in each year: up to 20% of mortgage: ratio of up to 60%; up to 5% of mortgage: no ratio limit
    Notes: Net of taxes and contributions to social security. Up to 50% with the following exceptions on the total amount of credit granted by each institution in each year: up to 20% of mortgage: ratio of up to 60%; up to 5% of mortgage: no ratio limit
    Notes: Net of taxes and contributions to social security. Up to 50% with the following exceptions on the total amount of credit granted by each institution in each year: up to 20% of mortgage: ratio of up to 60%; up to 5% of mortgage: no ratio limit
    Notes: Net of taxes and contributions to social security. Up to 50% with the following exceptions on the total amount of credit granted by each institution in each year: up to 20% of mortgage: ratio of up to 60%; up to 5% of mortgage: no ratio limit
    Notes: 2011 housing census shows 73.24 owner occupied units
    Notes: 29.3% of variable rate agreements had a spread 1-1.5%
    Notes: 50% of gains from sale of immovable property is subject to tax as income at progressive rates. Capital gains on sale of main residence are exempt if proceeds are used to purchase another permanent residence in Portugal or EU/EEA member state
    Notes: 50% of gains from sale of immovable property is subject to tax as income at progressive rates. Capital gains on sale of main residence are exempt if proceeds are used to purchase another permanent residence in Portugal or EU/EEA member state
    Notes: 50% of gains from sale of immovable property is subject to tax as income at progressive rates. Capital gains on sale of main residence are exempt if proceeds are used to purchase another permanent residence in Portugal or EU/EEA member state
    Notes: 50% of gains from sale of immovable property is subject to tax as income at progressive rates. Capital gains on sale of main residence are exempt if proceeds are used to purchase another permanent residence in Portugal or EU/EEA member state
    Notes: 50% of gains from sale of immovable property is subject to tax as income at progressive rates. Capital gains on sale of main residence are exempt if proceeds are used to purchase another permanent residence in Portugal or EU/EEA member state
    Notes: 50.9% of variable rate agreement had a spread of1-1.5%
    Notes: According to Decree-Law No 12/2010 microcredit financial institutions can only grant financing to small businesses or professional projects
    Notes: According to Decree-Law No 12/2010 microcredit financial institutions can only grant financing to small businesses or professional projects
    Notes: According to Decree-Law No 12/2010 microcredit financial institutions can only grant financing to small businesses or professional projects
    Notes: According to Decree-Law No 12/2010 microcredit financial institutions can only grant financing to small businesses or professional projects
    Notes: According to Decree-Law No 12/2010 microcredit financial institutions can only grant financing to small businesses or professional projects
    Notes: According to Decree-Law No 12/2010 microcredit financial institutions can only grant financing to small businesses or professional projects
    Notes: According to Decree-Law No 12/2010 microcredit financial institutions can only grant financing to small businesses or professional projects
    Notes: According to Decree-Law No 12/2010 microcredit financial institutions can only grant financing to small businesses or professional projects
    Notes: According to Decree-Law No 12/2010 microcredit financial institutions can only grant financing to small businesses or professional projects
    Notes: According to GCS, an investment property firm, there are 15 mortgage lends in Portugal. Comparaja lists 17 financial institutions that offer mortgages.
    Notes: According to GCS, an investment property firm, there are 15 mortgage lends in Portugal. Comparaja lists 17 financial institutions that offer mortgages.
    Notes: According to GCS, an investment property firm, there are 15 mortgage lends in Portugal. Comparaja lists 17 financial institutions that offer mortgages.
    Notes: According to GCS, an investment property firm, there are 15 mortgage lends in Portugal. Comparaja lists 17 financial institutions that offer mortgages.
    Notes: According to GCS, an investment property firm, there are 15 mortgage lends in Portugal. Comparaja lists 17 financial institutions that offer mortgages.
    Notes: According to GCS, an investment property firm, there are 15 mortgage lends in Portugal. Comparaja lists 17 financial institutions that offer mortgages.
    Notes: BPI provides Credit Protection Insurance which covers BPI mortgage loan monthly instalments. Life insurance is required to obtain a mortgage in Portugal
    Notes: BPI provides Credit Protection Insurance which covers BPI mortgage loan monthly instalments. Life insurance is required to obtain a mortgage in Portugal
    Notes: BPI provides Credit Protection Insurance which covers BPI mortgage loan monthly instalments. Life insurance is required to obtain a mortgage in Portugal
    Notes: BPI provides Credit Protection Insurance which covers BPI mortgage loan monthly instalments. Life insurance is required to obtain a mortgage in Portugal
    Notes: BPI provides Credit Protection Insurance which covers BPI mortgage loan monthly instalments. Life insurance is required to obtain a mortgage in Portugal
    Notes: Caixa Geral de Depositos is the largest public bank, second largest overall.
    Notes: Caixa Geral de Depositos is the largest public bank, second largest overall.
    Notes: Central bank sets macroprudential limits on LTV, DTSI, maturity
    Notes: Central bank sets macroprudential limits on LTV, DTSI, maturity
    Notes: Central bank sets macroprudential limits on LTV, DTSI, maturity
    Notes: Central bank sets macroprudential limits on LTV, DTSI, maturity
    Notes: Central bank sets macroprudential limits on LTV, DTSI, maturity
    Notes: Conventional Dwellings Estimate: Conventional dwellings includes vacant and second homes
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: Credit Bonficado (a subsidy program) expired at the end of 2002.
    Notes: figures calculated by households, not units
    Notes: figures calculated by households, not units 
    Notes: figures calculated by households, not units 
    Notes: Includes rural transactions. However, Portugal is largely urban.
    Notes: Includes rural transactions. However, Portugal is largely urban.
    Notes: Includes rural transactions. However, Portugal is largely urban.
    Notes: Includes rural transactions. However, Portugal is largely urban.
    Notes: Includes rural transactions. However, Portugal is largely urban.
    Notes: Includes rural transactions. However, Portugal is largely urban.
    Notes: Includes rural transactions. However, Portugal is largely urban.
    Notes: Includes rural transactions. However, Portugal is largely urban.
    Notes: Includes rural transactions. However, Portugal is largely urban.
    Notes: Includes rural transactions. However, Portugal is largely urban.
    Notes: Includes rural transactions. However, Portugal is largely urban.
    Notes: Includes rural transactions. However, Portugal is largely urban.
    Notes: Includes rural transactions. However, Portugal is largely urban.
    Notes: Includes rural transactions. However, Portugal is largely urban.
    Notes: Levied by municipalities at a maximum rate of 6% on the transfer of residential property, 5% on the transfer of rural property, 6.5% on the transfer of urban property and 10% if the purchaser is located in a listed tax haven.
    Notes: Levied by municipalities at a maximum rate of 6% on the transfer of residential property, 5% on the transfer of rural property, 6.5% on the transfer of urban property and 10% if the purchaser is located in a listed tax haven.
    Notes: Levied by municipalities at a maximum rate of 6% on the transfer of residential property, 5% on the transfer of rural property, 6.5% on the transfer of urban property and 10% if the purchaser is located in a listed tax haven.
    Notes: Levied by municipalities at a maximum rate of 6% on the transfer of residential property, 5% on the transfer of rural property, 6.5% on the transfer of urban property and 10% if the purchaser is located in a listed tax haven.
    Notes: Levied by municipalities at a maximum rate of 6% on the transfer of residential property, 5% on the transfer of rural property, 6.5% on the transfer of urban property and 10% if the purchaser is located in a listed tax haven.
    Notes: Levied by municipalities at a maximum rate of 6% on the transfer of residential property, 5% on the transfer of rural property, 6.5% on the transfer of urban property and 10% if the purchaser is located in a listed tax haven.
    Notes: Market shares: CGD-23.7%, BPI- 19,7%, BCP-26%
    Notes: Market shares: CGD-25%, Santander Totta-23%, BCP-19%
    Notes: Maturity of new credit agreements maxes out at 40 for those 30 or younger
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum loan term of 30 years
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum LTV of 90%
    Notes: Maximum of LTV of 90%
    Notes: Mortgage stamp duty ranges between 0.4% to 0.8%
    Notes: Net of taxes and contributions to social security. Up to 50% with the following exceptions on the total amount of credit granted by each institution in each year: up to 20% of mortgage: ratio of up to 60%; up to 5% of mortgage: no ratio limit
    Notes: Net of taxes and contributions to social security. Up to 50% with the following exceptions on the total amount of credit granted by each institution in each year: up to 20% of mortgage: ratio of up to 60%; up to 5% of mortgage: no ratio limit  
    Notes: Net of taxes and contributions to social security. Up to 50% with the following exceptions on the total amount of credit granted by each institution in each year: up to 20% of mortgage: ratio of up to 60%; up to 5% of mortgage: no ratio limit  
    Notes: Non-performing loan defined as 30 days past due
    Notes: Ratio of non-performing loans: Households, house purchase
    Notes: Ratio of non-performing loans: Households, house purchase
    Notes: Ratio of non-performing loans: Households, house purchase
    Notes: Ratio of non-performing loans: Households, house purchase
    Notes: Ratio of non-performing loans: Households, house purchase
    Notes: Ratio of non-performing loans: Households, house purchase
    Notes: Ratio of non-performing loans: Households, house purchase
    Notes: Residential loans only
    Notes: Residential securitizations through funds only
    Notes: Residential securitizations through funds only
    Notes: Residential securitizations through funds only
    Notes: Residential securitizations through funds only
    Notes: Residential securitizations through funds only
    Notes: Residential securitizations through funds only
    Notes: Residential securitizations through funds only
    Notes: Residential securitizations through funds only
    Notes: Residential securitizations through funds only
    Notes: Residential securitizations through funds only
    Notes: Residential securitizations through funds only
    Notes: Residential securitizations through funds only
    Notes: Residential securitizations through funds only
    Notes: Residential securitizations through funds only
    Notes: See Term and LTV tab at the bottom of the screen
    Notes: See Term and LTV tab at the bottom of the screen
    Notes: Since September 30, 2012 it is not any more possible to issue mortgage loans with a subsidized system scheme
    Notes: Since September 30, 2012 it is not any more possible to issue mortgage loans with a subsidized system scheme
    Notes: Since September 30, 2012 it is not any more possible to issue mortgage loans with a subsidized system scheme
    Notes: Since September 30, 2012 it is not any more possible to issue mortgage loans with a subsidized system scheme
    Notes: Since September 30, 2012 it is not any more possible to issue mortgage loans with a subsidized system scheme
    Notes: Since September 30, 2012 it is not any more possible to issue mortgage loans with a subsidized system scheme
    Notes: Since September 30, 2012 it is not any more possible to issue mortgage loans with a subsidized system scheme
    Notes: Since September 30, 2012 it is not any more possible to issue mortgage loans with a subsidized system scheme
    Notes: Since September 30, 2012 it is not any more possible to issue mortgage loans with a subsidized system scheme
    Notes: Since September 30, 2012 it is not any more possible to issue mortgage loans with a subsidized system scheme
    Notes: The government provides a subsidized credit (65% of the European reference rate) rate for disabled people.
    Notes: The government provides a subsidized credit (65% of the European reference rate) rate for disabled people.
    Notes: The government provides a subsidized credit (65% of the European reference rate) rate for disabled people.
    Notes: The government provides a subsidized credit (65% of the European reference rate) rate for disabled people.
    Notes: The government provides a subsidized credit (65% of the European reference rate) rate for disabled people.
    Notes: The government provides a subsidized credit (65% of the European reference rate) rate for disabled people.
    Notes: The government provides a subsidized credit (65% of the European reference rate) rate for disabled people.
    Notes: The government provides a subsidized credit (65% of the European reference rate) rate for disabled people.
    Notes: The government provides a subsidized credit (65% of the European reference rate) rate for disabled people. This law was established 2014.
    Notes: Up to 90% for residential immovable property for the purchase of construction of own and permanent residence Up to 80% for the residential immovable property or credit secured a mortgage for other purposes than own and permanent residence
    Notes: Up to 90% for residential immovable property for the purchase of construction of own and permanent residence Up to 80% for the residential immovable property or credit secured a mortgage for other purposes than own and permanent residence
    Notes: Up to 90% for residential immovable property for the purchase of construction of own and permanent residence Up to 80% for the residential immovable property or credit secured a mortgage for other purposes than own and permanent residence
    Notes: Up to 90% for residential immovable property for the purchase of construction of own and permanent residence Up to 80% for the residential immovable property or credit secured a mortgage for other purposes than own and permanent residence
    Notes: Up to 90% for residential immovable property for the purchase of construction of own and permanent residence Up to 80% for the residential immovable property or credit secured a mortgage for other purposes than own and permanent residence
    Notes: You Q4 house price index change
    Notes: You Q4 house price index change
    Notes: You Q4 house price index change
    Notes: You Q4 house price index change
    Notes: You Q4 house price index change
    Notes: You Q4 house price index change
    Notes: You Q4 house price index change
    Notes: You Q4 house price index change