HYPOSTAT 2014: A Review of Europe's Mortgage and Housing Markets
EMF
Download Document| Date Published | 2014 |
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| Primary Author | EMF |
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Abstract
The European Mortgage Federation – European Covered Bond Council (EMF-ECBC) is delighted to present the 2014 edition of Hypostat, the organisation’s headline statistical publication. As an established source of statistics, information and analysis regarding the European mortgage and housing markets, Hypostat aims at providing a comprehensive picture of these markets. As such, Hypostat is a precious source of information for a range of users, from policy-makers, through to academic researchers and market participants. With historical annual series for over 25 indicators and covering, where data is available, the 28 Member States of the European Union (and beyond), Hypostat is a leading statistical source for all macroeconomic data related to the EU mortgage and housing markets. Moreover, Hypostat brings together over 30 contributors from all countries in the European Union. This helps bring together expertise and knowledge about different jurisdictions in one single publication, which provides a Country Report for every EU 28 Member State, giving details about their specific markets, and outlining developments observed over the past year. Furthermore, Hypostat provides a general analysis of the European mortgage and housing markets and includes external articles focusing on different topics in each edition. This year, in our “Comments” section, our Country Experts focus on the prospects for the mortgage and housing markets in some major EU economies: a topic of particular relevance in the current climate of uncertainty and easing of the financial and economic crisis. Another external contribution focuses on the topic of mortgage funding in Croatia, and is aimed both at analysing the challenges of introducing sophisticated funding techniques in young mortgage markets, and at celebrating the fact that Croatia joined the European Union in 2013.