General Assessment

    Variable(2015)
    Data
    Main constraints in the development of the housing finance sector  
    New developments that will have a major impact on the sector 
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    Notes: 90% Maximum LTV for residents and 75% for expatriates.
    Notes: 90% Maximum LTV for residents and 75% for expatriates.
    Notes: A credit bureau is expected to start operations in 2014, with the support of IFC.
    Notes: According to the Jordan Times, a fully fledged credit bureau was supposed to be established in associated with the JMRC by early 2014, but efforts to do so were not fulfilled
    Notes: Banks can refinance a maximum of 83% of mortgage loans
    Notes: Banks can refinance a maximum of 83% of mortgage loans
    Notes: Banks can refinance a maximum of 83% of mortgage loans
    Notes: Banks can refinance a maximum of 83% of mortgage loans
    Notes: Banks can refinance a maximum of 83% of mortgage loans
    Notes: Banks can refinance a maximum of 83% of mortgage loans.
    Notes: Banks fund their mortgage loans by refinancing them with JMRC. JMRC funds itself by Corporate bonds and loans from the government
    Notes: Banks fund their mortgage loans by refinancing them with JMRC. JMRC funds itself by Corporate bonds and loans from the government
    Notes: Banks fund their mortgage loans by refinancing them with JMRC. JMRC funds itself by Corporate bonds and loans from the government
    Notes: Banks fund their mortgage loans by refinancing them with JMRC. JMRC funds itself by Corporate bonds and loans from the government
    Notes: Base year
    Notes: CRIF was chosen mid-year 2015 to take over the creation of a credit bureau to be used by financial institutions in Jordan. The bureau at this time was planend to be fully operational by EOY 2015, but not before then.
    Notes: Estimate based on the Refinance loans outstanding values as published by JMRC
    Notes: Estimate based on the Refinance loans outstanding values as published by JMRC
    Notes: Estimate based on the Refinance loans outstanding values as published by JMRC
    Notes: Estimate based on the Refinance loans outstanding values as published by JMRC
    Notes: Estimate based on the Refinance loans outstanding values as published by JMRC
    Notes: Estimate based on the Refinance loans outstanding values as published by JMRC
    Notes: Estimate based on the Refinance loans outstanding values as published by JMRC
    Notes: Estimate based on the Refinance loans outstanding values as published by JMRC
    Notes: Estimate based on the Refinance loans outstanding values as published by JMRC
    Notes: Estimate based on the Refinance loans outstanding values as published by JMRC
    Notes: Estimate based on the Refinance loans outstanding values as published by JMRC
    Notes: For work and for free
    Notes: Housing units without independent kitchen
    Notes: Loans refinanced by JMRC benefit from a low risk weight(20% as against the general rule of 75%).
    Notes: Loans refinanced by JMRC benefit from a low risk weight(20% as against the general rule of 75%).
    Notes: No capital gains tax on personal property sales or corporate sales--corporate sales only taxed through corp. tax rate
    Notes: One government agency, Development Employment Fund is also operating.
    Notes: One government agency, Development Employment Fund is also operating.
    Notes: One government agency, Development Employment Fund is also operating.
    Notes: One government agency, Development Employment Fund is also operating.
    Notes: One government agency, Development Employment Fund is also operating.