General Assessment

    Variable(2014)
    Data
    Main constraints in the development of the housing finance sector  
    New developments that will have a major impact on the sector 
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    Notes: Parisan bank offers residential construction loans for a maximum of 1.5 years, at a LTV of 70% or 250 million IRR, which ever is maximum.
    Notes: Parisan bank offers residential construction loans for a maximum of 1.5 years, at a LTV of 70% or 250 million IRR, which ever is maximum. BankK Maskan offers a maximum if 350 million IRR
    Notes: 75% of the dwellings lie in the size range of 75-150 m^2
    Notes: Bank Maskan is the largest and only bank that is authorized to issue housing finance.
    Notes: Bank Maskan is the largest and only bank that is authorized to issue housing finance.
    Notes: Central Bank of Iran is the main lender for the largest & only government owned housing bank.
    Notes: Central Bank of Iran is the main lender for the largest & only government owned housing bank.
    Notes: In 2008, the Central Bank banned all banks and financial institutions from issuing residentail mortgages excepet Bank Maskan. Others issue short term improvements loans.
    Notes: In 2008, the Central Bank banned all banks and financial institutions from issuing residentail mortgages excepet Bank Maskan. Others issue short term improvements loans.
    Notes: In 2008, the Central Bank banned all banks and financial institutions from issuing residential mortgages except Bank Maskan. Others issue short term improvements loans.
    Notes: In 2008, the Central Bank banned all banks and financial institutions from issuing residential mortgages except Bank Maskan. Others issue short term improvements loans.
    Notes: Owned Land and building
    Notes: Participation Bonds are issued to fund the financing activities. Buyers receive a share of profit.
    Notes: Participation Bonds are issued to fund the financing activities. Buyers receive a share of profit.
    Notes: Pecentage of tents, Huts, Sheds and other non stated dwellings
    Notes: Under the Mehr Housing finance scheme, developers are provided free government land to build affordable houses and banks are proivided with government guarantees to issue 99-year mortgages to first time home owners.
    Notes: Under the Mehr Housing finance scheme, developers are provided free government land to build affordable houses and banks are proivided with government guarantees to issue 99-year mortgages to first time home owners.
    Notes: Under the Mehr Housing finance scheme, developers are provided free government land to build affordable houses and banks are proivided with government guarantees to issue 99-year mortgages to first time home owners.