Notes: The proportion of sub-standard accommodation can be mainly attributed to the housing stock in Vienna, where still 3.2% of the total housing stock fall into this category.

Notes:

Notes:

Notes:

Notes: (median equivalised national income / average exchange rate)*average household size

Notes: (median equivalised national income / average exchange rate)*average household size

Notes: (median equivalised national income / average exchange rate)*average household size

Notes: (median equivalised national income / average exchange rate)*average household size

Notes: (median equivalised national income / average exchange rate)*average household size

Notes: (median equivalised national income / average exchange rate)*average household size

Notes: (median equivalised national income / average exchange rate)*average household size

Notes: (median equivalised national income / average exchange rate)*average household size

Notes: (median equivalised national income / average exchange rate)*average household size

Notes: (median equivalised national income / average exchange rate)*average household size

Notes: (median equivalised national income / average exchange rate)*average household size

Notes: (median equivalised national income / average exchange rate)*average household size

Notes: (median equivalised national income / average exchange rate)*average household size

Notes: (median equivalised national income / average exchange rate)*average household size

Notes: (median equivalised national income / average exchange rate)*average household size

Notes: (median equivalised national income / average exchange rate)*average household size

Notes: (median equivalised national income / average exchange rate)*average household size

Notes: €63.157 Billion converted to USD at $1.472 per €1

Notes: €69.174 Billion converted to USD at $1.392 per €1

Notes: €70.486 Billion converted to USD at $1.441 per €1

Notes: 1 Dollar = 0.68 Euro 65897 Euro/0.68 = 97006.97

Notes: 1 Dollar = 0.69 Euro 73455 Euro/0.69 = 105819.27

Notes: 1 Dollar = 0.72 Euro 72061 Euro/0.72 = 100287.29

Notes: 1 Dollar = 0.73 Euro 48078 Euro/0.73 = 65487.04

Notes: 1 Dollar = 0.75 Euro 80000 Euro/0.75 = 106896.00

Notes: 1 Dollar = 0.76 Euro 60737 Euro/0.76 = 79990.63

Notes: 1 Dollar = 0.76 Euro 86161 Euro/0.76 = 113680.82

Notes: 1 Dollar = 0.77 Euro 83960 Euro/0.77 = 113680.82

Notes: 1 Dollar = 0.79 Euro 39746 Euro/0.79 = 50199.20

Notes: 1 Dollar = 0.85 Euro 53815 Euro/0.85 = 63485.56

Notes: 1 Dollar = 0.95 Euro 35998 Euro/0.95 = 37751.10

Notes: 1 Dollar = 1.13 Euro 29632 Euro/1.13 = 26114.68

Notes: 2010 = 100

Notes: 25-30 years

Notes: 25-30 years

Notes: A majority of the homebuyers in Austria utilize the Bauspar (Contract Saving) Scheme, a low interest long term depository loan primarily used to finance single family housing.

Notes: around 4.8%

Notes: around 4.8%

Notes: around 5% of formal sector/registered units completed/year

Notes: around 5% of formal sector/registered units completed/year

Notes: around 5% of formal sector/registered units completed/year

Notes: around 5% of formal sector/registered units completed/year

Notes: around 5% of formal sector/registered units completed/year

Notes: around 5.4%

Notes: around 5.7%

Notes: around 6.0%

Notes: Differs across income sectors. 50% for the lowest income sector, but 12% for the highest income sector.

Notes: Extensive system of housing subsidies in the authority of provinces

Notes: Extensive system of housing subsidies in the authority of provinces

Notes: Federal Ministry of Finance

Notes: Federal Ministry of Finance

Notes: Federal Ministry of Finance

Notes: Federal Ministry of Finance

Notes: Federal Ministry of Finance

Notes: Federal Ministry of Finance

Notes: In 2016 according to the ECBC Fact Book data, covered bonds play an important role in mortgage funding as mortgage backed covered bonds account for around EUR 30.8 bn, which is roughly equal to one third of the outstanding residential mortgages.

Notes: In 2016 according to the ECBC Fact Book data, covered bonds play an important role in mortgage funding as mortgage backed covered bonds account for around EUR 30.8 bn, which is roughly equal to one third of the outstanding residential mortgages.

Notes: In 2016 according to the ECBC Fact Book data, covered bonds play an important role in mortgage funding as mortgage backed covered bonds account for around EUR 30.8 bn, which is roughly equal to one third of the outstanding residential mortgages.

Notes: In Austria, the usual maximal loan-to-value (LTV) ratio amounts to 70 per cent, although Bausparkassen hypothecate up to a LTV ratio of 80 per cent. On mortgage bonds, pfandbriefe, there is a legal cap of 60% as stated by Mortgage Bank Act of 1899, amended in 2005.

Notes: In Austria, the usual maximal loan-to-value (LTV) ratio amounts to 70 per cent, although Bausparkassen hypothecate up to a LTV ratio of 80 per cent. On mortgage bonds, pfandbriefe, there is a legal cap of 60% as stated by Mortgage Bank Act of 1899, amended in 2005.

Notes: less than 5%

Notes: less than 5%

Notes: less than 5%

Notes: less than 5%

Notes: less than 5%

Notes: less than 5%

Notes: less than 5%

Notes: less than 5%

Notes: less than 5%

Notes: Mortgage lending is mainly financed via banks and Bausparkassen.

Notes: Mortgage lending is mainly financed via banks and Bausparkassen.

Notes: Nominal Growth - Inflation = Real Growth

Notes: Nominal Growth - Inflation = Real Growth

Notes: Nominal Growth - Inflation = Real Growth

Notes: Nominal Growth - Inflation = Real Growth

Notes: Nominal Growth - Inflation = Real Growth

Notes: Nominal Growth - Inflation = Real Growth

Notes: Nominal Growth - Inflation = Real Growth

Notes: Nominal Growth - Inflation = Real Growth

Notes: Nominal Growth - Inflation = Real Growth

Notes: Nominal Growth - Inflation = Real Growth

Notes: Nominal Growth - Inflation = Real Growth

Notes: Nominal Growth - Inflation = Real Growth

Notes: Nominal Growth - Inflation = Real Growth

Notes: Nominal Growth - Inflation = Real Growth

Notes: per square meter (unweighted average)

Notes: per square meter (unweighted average)

Notes: per square meter (unweighted average)

Notes: per square meter (unweighted average)

Notes: per square meter (unweighted average)

Notes: RMBS play a more marginal role in Austria and according to the AFME database the alpine country had around EUR 1.5 bn RMBS outstanding in 2016.

Notes: The usual maximum LTV amounts to 70%. However, Bausparkassen allow up to a LTV of 80%

Notes: The usual maximum LTV amounts to 70%. However, Bausparkassen allow up to a LTV of 80%

Notes: The usual maximum LTV amounts to 70%. However, Bausparkassen allow up to a LTV of 80%

Notes: There is no government maximum LTV but private LMI companies will only insure properties with LTV <80%

Notes: Though the share of foreign currency loans in households’ housing loans has continued to decline in recent months, these loans still imply large exchange rate risks. Since the marked increase observed in January 2015 (from 22.1% to 23.9%) in the wake of the strong appreciation of the Swiss franc that occurred after the Swiss National Bank abandoned the exchange rate cap vis-à-vis the euro, the share of foreign currency loans in housing loans has fallen, coming down to 16.9% in April 2017. Almost all foreign currency-denominated housing loans outstanding are denominated in Swiss francs (close to 97%).

Notes: unweighted average

Notes: unweighted average

Notes: unweighted average

Notes: unweighted average

Notes: unweighted average

Notes: Urban Median Equivalized Income / Average Exchange Rate * Average Household Size

Notes: Urban Median Equivalized Income / Average Exchange Rate * Average Household Size

Notes: Urban Median Equivalized Income / Average Exchange Rate * Average Household Size

Notes: Urban Median Equivalized Income / Average Exchange Rate * Average Household Size

Notes: Urban Median Equivalized Income / Average Exchange Rate * Average Household Size

Notes: Urban Median Equivalized Income / Average Exchange Rate * Average Household Size

Notes: Urban Median Equivalized Income / Average Exchange Rate * Average Household Size

Notes: Urban Median Equivalized Income / Average Exchange Rate * Average Household Size

Notes: Urban Median Equivalized Income / Average Exchange Rate * Average Household Size

Notes: Urban Median Equivalized Income / Average Exchange Rate * Average Household Size

Notes: Urban Median Equivalized Income / Average Exchange Rate * Average Household Size

Notes: Urban Median Equivalized Income / Average Exchange Rate * Average Household Size

Notes: Urban Median Equivalized Income / Average Exchange Rate * Average Household Size

Notes: Urban Median Equivalized Income / Average Exchange Rate * Average Household Size